Free tool

Childcare Cost Calculator

Add up daycare, after-school, babysitting, and summer care to see your true monthly and annual childcare cost.

Monthly childcare cost
$2,287
Annual cost
$27,438
Per child / month
$1,143

Childcare is often a household's largest line item after housing. Seeing the monthly and annual totals together helps you plan around it.

How to use it

Enter the number of children and the typical weekly cost per child, then add any monthly extras like after-school care, babysitting, or summer programs. The calculator converts everything to a monthly and annual total, plus a per-child figure.

How OptiAI helps

OptiAI brings childcare planning together with your family schedule, goals, and budget — so a big recurring cost like this is planned in context, not in a vacuum.

Frequently asked questions

How much does childcare cost per month?

It varies widely by location and type of care. Enter your weekly per-child cost plus monthly extras and the calculator shows your monthly and annual totals and cost per child.

What should I include?

Regular daycare or nanny costs (weekly per child), plus after-school care, babysitting, summer care, and any other recurring child-related care.

How can I plan around childcare costs?

Seeing the annual number helps you budget. OptiAI lets you plan childcare alongside your family schedule, goals, and finances in one place.

Organize your whole life in one intelligent place

OptiAI brings goals, money, health, travel, family, and planning together — with AI that understands your context.

Start managing your life with OptiAI

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