Assets
Liabilities
Total assets
$0
Total liabilities
$0
Net worth
$0
You are right at the break-even point.
How to use this calculator
Enter the current value of each asset you own and the current balance of each debt you owe. The calculator totals both sides and shows your net worth — assets minus liabilities — updating as you type. Use realistic market values, and check back periodically: the trend over time matters more than any single snapshot.
How OptiAI helps
A one-time calculation is a snapshot; real financial clarity comes from tracking it over time alongside your goals. OptiAI keeps your net worth current, connects it to your savings and retirement goals, and lets you ask an AI assistant how you are tracking — all in one place. Track your net worth and life goals automatically with OptiAI.